Automated baseline from FEMA and NOAA data, release 2026-10.

Pinellas County, FL

Risk-assessment baseline packet. County FIPS 12103. Release 2026-10, data as of 2026-09-30.

Summary

Plan status as of 2026-09-30: Approved, expires 2030-05-05. Plan: Pinellas County (FEMA plan 110776), approved 2025-05-05.

Since the plan was approved on 2025-05-05: no new federal declaration.

NOAA Storm Events records since that date: 11 records (data through 2026-06-30).

Highest expected annual loss (FEMA National Risk Index, modeled total; see B1-a): Hurricane ($110,079,977 a year), Inland Flooding ($90,829,435) and Tornado ($33,467,776).

Repetitive-loss flood properties now: FMA RL 1,010, SRL 1,395 (44 CFR 77.2); any definition: 3,297.

The packet's tables are organized by the items of FEMA's Local Mitigation Plan Review Tool, Element B (B1-a to B2-c); the summaries below follow the same order.

Download the packet

Full packet as a web page. File manifest (checksums, source versions).

Plan clock

Approved, expires 2030-05-05

Plan:
Pinellas County (FEMA plan 110776)
Approved:
2025-05-05
Days to expiry:
1,313

What changed since your last plan (approved 2025-05-05)

New federal declarations:
none
Storm Events records since approval:
11 records (data through 2026-06-30)
Repetitive loss now:
FMA RL 1,010, SRL 1,395 (44 CFR 77.2); any definition: 3,297
Repeat-flood change:
this release sets the baseline count.

Plan status for every jurisdiction listed in this county

26 jurisdictions. Each row is that jurisdiction's own plan clock. Notes include other approved plans FEMA lists for the same jurisdiction.

JurisdictionTypeStatusPlanApprovedExpiresDays to expirynegative = days since expiryUpdate underwayNotes
Pinellas County (unincorporated area)UnincorporatedApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313
Belleair Beach cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-09-09
Belleair Bluffs cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Belleair Shore townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313
Belleair townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-07-25
Clearwater cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-08-04
Dunedin cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Gulfport cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Indian Rocks Beach cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Indian Shores townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313
Kenneth City townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-11-17
Largo cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Madeira Beach cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-08-04
North Redington Beach townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Oldsmar cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Pinellas Park cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Redington Beach townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-11-17
Redington Shores townTownApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Safety Harbor cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-07-25
Seminole cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
South Pasadena cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
St. Pete Beach cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313
St. Petersburg cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Tarpon Springs cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25
Treasure Island cityCityApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313
Suncoast Fire and RescueFire/EMS DistrictApproved, expires 2030-05-05Pinellas County (FEMA plan 110776)2025-05-052030-05-051,313this jurisdiction approved 2025-06-25

State plan status and tribal plans in this state: see the state page.

What the packet contains

Sections in FEMA checklist order; each heading names the review item its tables support. Full tables are in the downloads above.

Supports FEMA checklist item B1-a Hazard identification

15 of the 18 National Risk Index hazards apply here.

Not applicable to this county per NRI, with no federal declaration and no Storm Events record since 1996: avalanche, ice storm and volcanic activity. That is the evidence for leaving them out of the plan.

Highest expected annual loss (NRI, modeled): Hurricane, Inland Flooding and Tornado.

Not covered by NRI (local data needed): dam failure (incl. upstream dams); levee failure; flash flood as its own subtype; ice jams; debris flows; erosion (riverine and coastal); land subsidence and sinkholes; expansive soils.

The state hazard mitigation plan also lists hazards for this county; FEMA asks the plan to explain any hazard it leaves out.

Supports FEMA checklist item B1-b Hazard location

  • Coastal Flooding and Inland Flooding: The FEMA Flood Insurance Rate Map (FIRM) is the required location source for flooding. See the FEMA Flood Map Service Center (https://msc.fema.gov) for this county.
  • Cold Wave, Drought, Hail, Heat Wave, Lightning, Strong Wind and Winter Weather: Affects the whole county; national data give no location within it.
  • Earthquake, Hurricane, Landslide, Tornado, Tsunami and Wildfire: Varies within the county: the census tracts with the highest National Risk Index rating for this hazard are listed. FEMA's Resilience Analysis and Planning Tool (RAPT) maps the National Risk Index for every tract (https://www.fema.gov/emergency-managers/practitioners/resilience-analysis-and-planning-tool).

Supports FEMA checklist item B1-c Hazard extent

Storm Events records for 11 of the 20 NOAA event-type groups mapped to the 18 hazards, with the scale, observed range and worst recorded event for each; the others say which local data are needed.

  • Hail: 3 in hail, 2001-05-03
  • Thunderstorm Wind: 83 kt (96 mph), measurement type not recorded, Thunderstorm Wind, 1971-02-07
  • Tornado: F4 tornado, 1966-04-04, 46.5 mi path length (whole path, pre-1996), 300 yd wide, $25,000,000 property; crops not recorded (1966 dollars), 3 direct deaths, 80 direct injuries

Supports FEMA checklist item B1-d Previous occurrences

Federal declarations for this area: 45 declarations covering 35 separate hazard incidents counted in this packet; each with type, dates and county Public Assistance dollars.

New since the last plan (approved 2025-05-05): none.

7 statewide declarations listed separately.

Hazards with no Storm Events record and no federal declaration are stated as such (9 of 18).

Storm Events history: 832 records (notable ones in the PDF, all of them in the Excel file).

Supports FEMA checklist item B1-e Probability of future events

FEMA annualized frequency (modeled) for each hazard, with a descriptor from a scale defined in the packet.

  • Highly likely: Coastal Flooding, Hail and Lightning
  • Likely: Hurricane, Inland Flooding, Strong Wind and Tornado
  • Possible: Cold Wave, Landslide and Wildfire

Historical frequency by intensity band (tornado, hail, wind): 9 bands from Storm Events.

Supports FEMA checklist item B1-f Hazards that vary across jurisdictions

Range of census tract risk scores within the area for 15 of the 18 hazards (273 tracts; rated tracts only).

25 jurisdictions: plan clock, repeat-flood count, Public Assistance dollars and event records naming the place (starting figures from federal data).

County Public Assistance in B1-d also includes applicants filed under the county that are not jurisdictions in this plan (for example state agencies, special districts and nonprofits), so the jurisdiction rows add up to less.

Supports FEMA checklist items B2-a and B2-b Vulnerability and potential impacts

The packet's table gives county-level starting figures; the plan describes impacts for each jurisdiction and its own assets.

Storm Events damage since 2025-05-05: $376,000 in county-coded records (11 records); none reported reported for the zone (0 zone records). Data through 2026-06-30; nominal dollars.

Local data needed

To gather:

  • Critical facilities and lifelines per hazard
  • A problem statement per jurisdiction per hazard
  • Changes in development in hazard-prone areas since the last approval, or a statement of none (E1-a)
  • Future assets

Supports FEMA checklist item B2-a Vulnerability (county context)

Population 958,822; building value $163,105,567,505 and agriculture value $2,490,233 (total, not at risk).

National Risk Index rating Relatively High; social vulnerability Relatively Moderate; community resilience Very Low.

Supports FEMA checklist item B2-c Repetitive loss properties

Repetitive-loss properties, FMA definition (44 CFR 77.2): 1,010 repetitive loss, 1,395 severe repetitive loss. NFIP insurance definition: 3,060 and 1,134.

Mitigated 126; insured 1,711; NFIP data as of 2026-08-02. Counts by occupancy group and for each jurisdiction are in the packet.

Releases

Each release is dated; this is release 2026-10. It was first published 2026-09-30; its files do not change. Later releases will be listed here with what changed between them. All releases.

Cite this

Hazard Plain (2026). Pinellas County, FL: risk-assessment baseline packet, release 2026-10 (data as of 2026-09-30; County FIPS 12103). Automated baseline. https://hazardplain.org/fl/12103/ Built from FEMA OpenFEMA, the FEMA National Risk Index and NOAA NCEI Storm Events; source versions in the packet's Sources list.

Source citations for the plan's bibliography (8)

How this packet is built: methods and sources